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How to Afford a Baby When You Really Can't Afford One

by Valorie Delp | More from this Blogger

27 Apr 2008 08:38 AM

This blog is actually the result of a lamenting mother who wishes she could stay home, wishes she could have more children but states she simply can't afford it. Let's face it, the economy isn't doing anyone any favors these days. She says she can barely afford diapers.

Understand that I'm not judging anyone here. Whether or not you want to stay home or go to work is your choice and it doesn't have to be mine. But it makes me sad to see fellow moms lamenting over leaving their children in day care, wanting more but claiming unaffordability all the while sipping on their Starbucks displaying their beautifully manicured nails. Where there is a will, there is a way ladies.

How Much Does It Cost You To Go To Work?

Yes--it costs money to work. Pantyhose, professional clothing, those lunches (even if they're occassional) and child care all add up. It would be well worth your while to sit down with your spouse and figure out whether or not it's really worth going back to work. Chances are good that unless you're making a substantial amount of money it's not. In my former life I was a teacher and I'm sad to say that I would've been making less than $5 per hour. I'm sorry--but my time is worth so much more than that. Granted you can find ways to save money on these things--but just being aware might empower you to make some changes.

A few other tips. . .

There's always a way to save money and frequently, you might find that the art of saving money pays you much more than your job! (If you've never read the Tightwad Gazette, I highly recommend it.) Here are just a few more tips:

*Use cloth diapers when possible.

*Car pool.

*Shop outlet malls for professional clothing. Buy clothing on clearance only (which means you'll be buying for the next season.)

*Cook at home. . .even when you're tired. While sandwiches might not be considered fine dining--they are cheaper than ordering pizza.

*Work at home. If that's not an option ask for a raise. If your company values you, it's very possible to get one--especially if you've been there for awhile, hold a senior position, and haven't gotten a raise in awhile.

Babies take a major adjustment in all areas of our lives. Finding the time to sit down and think through the finances of having a baby may well make at least that one aspect a little easier.

Related Articles:

It Takes an Office to Raise a Child

Is Going Back to Work Really Worth It?

Housewives vs Career Wives

When Stay at Home Moms Must Go to Work

Valorie Delp shares recipes and kitchen tips in the food blog, solves breastfeeding problems, shares parenting tips, and current research in the baby blog, and insight, resources and ideas as a regular guest blogger in the homeschooling blog. To read more articles by Valorie Delp, click here.

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Learn more about Valorie Delp
twinzplus3`s avatar

Hello everybody! My name is Valorie and I am one busy lady! When I'm not writing or editing for families, I am busy trying to get my brood of 5 in line.

View Full Profile | More from this Blogger



User Comments

Pattie Hughes Online! (7652) 27 Apr 2008 11:44 AM

Good blog, Valorie. I like that you made a point to not judge. These are great tips, but there are still a large number of moms who must work, whether for money for bills or health insurance for the family and aren't as lucky as you and I to be able to do it from home. It's great that you made a point to not lay guilt. Most articles I read on this subject are super judgy. Yours managed to get to the point without the guilt. Great job!

Valorie Delp (49340) 27 Apr 2008 11:48 AM

Why thank you! ;-) I agree--there are moms who have to work--that's the reality of the times of where we live. I do think I'm very lucky. I used to work as an after school director which worked well because my spouse was a teacher. . .so he took the kids. I do think sometimes though we get stuck in a rut thinking that we can't and we just need a fresh perspective. Thanks for the comment.

Valorie Delp (49340) 27 Apr 2008 11:51 AM

Oh and yes. . .I didn't even mention the health insurance aspect but you're right. . .I know plenty of moms that keep their jobs because of their health insurance.

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