Coupon Countdown: Extreme Savings in Four Weeks

Would you like to start saving up to 90 percent off of your groceries? It is very possible, thanks to coupons and extreme saving strategies. In one month, you can leave the grocery store with a skip in your step instead of a grimace at your grocery receipt. Forget the expensive couponing classes and read this article instead! Week One: Find Serious Coupons While clipping your Sunday morning coupons might have saved you a little bit in the past, it is time to get serious. You want high-value coupons, and you want many of them. Don’t settle for one newspaper … Continue reading

Can You Have A Happy Halloween Without Candy? Yes!

This evening, I took the boys out for more extensive Halloween activity than we have ever done before. This was Dylan’s third Halloween. For his first Halloween, he was a little bear and we only went to the children’s costume parade downtown. Last year, we did nothing. I forget why, but we did not dress up or go anywhere. This year, we all dressed as firefighters (even the baby) and went out two times. For both outings, my goal was the same – to have fun with Dylan and Blake without the boys eating any candy. As we drove towards … Continue reading

Halloween Savings for Adults

Why should kids get all of the fun? Accodring to a recent survey by Nextdoor, a social networking site, about one-third of adults dress in costume on Halloween. According to the National Retail Federation, consumers are expected to spend $80 each on costumes, decorations and candy–each, not per family. Interesting. So, since the adults are presumably doing most of the spending, they should also be the ones who save. Here are some frugal living tips for adults, who can reap the Halloween savings just as easily as the kids. Costume Savings Adults can really save a lot on costumes, since … Continue reading

Insurance Podcast Roundup – Week of March 12, 2012

The Insurance Podcast Roundup is where to look to find brand new episodes of podcasts that discuss news and issues related to insurance. This is a great way to keep up with politics, and with new changes that could affect the insurance policies that cover you and your family. NPR has an episode of “Morning Edition” that was released on March 9, 2012. This episode is called “Forget the Robots: Venture Capitalists Change their Health Care Investments”. In the past, people invested in technology that could do something related to health care more quickly, or a little bit better, than … Continue reading

How Quickly We Forget

You forget. You really do. When you start thinking about wanting to have another baby you forget how hard the sleep deprivation is. You forget how it’s impossible to get anything accomplished other than baby holding. You forget how you have to eat standing up now and it’s usually whatever you can grab. You forget the sore breasts and the loads of diaper changing. You forget the smell of baby spit up that you and baby seem to always have on you. You sometimes forget your husband. Why do we forget? I guess it’s mother nature’s way of making sure … Continue reading

What Do Home Based Professionals Do During a Power Outage?

For the past two days, I have been in New Hampshire. An early snow storm a few days ago knocked out power in many parts of the state, including the town where we were staying. Ironically, the places that were hardest hit by the wintry weather were the places that were the furthest south. The reason for that is that not only did not much snow make it all the way north – I drove home to Vermont today and arrived to find almost no snow in our yard – the snow that did fall was heavy and wet. That … Continue reading

Twenty Minutes a Day: To Read or Not to Read

With a rather faded degree in English Literature, I’ve read my share of books. I’ve read the ancient tomes and the all too modern ones. And yes, I’ve read my share of cookie cutter mysteries. However, when it comes to teaching reading, I’m a bit of a skeptic about the 20 minutes a day reading programs. They seem a bit too much like flossing to me. Now don’t get me wrong, I LOVE flossing, right? All right, maybe not. But it’s something that I have to do every day. My daughter has never done well with quotas. Give her a … Continue reading

Forget Not

Since being called as an apostle, I have loved hearing President Uchtdorf speak. Every time he speaks, there is something that resonates with me, and he has quickly become one of my “favorites” to listen to during General Conference. I especially love when he speaks to the women of the church in the General Relief Society Meeting like he did this past Saturday. I sat at home and watched conference on BYUtv not wanting to get dressed and go to the chapel, and I’m so grateful that I did not miss his talk. It seems that he has a way … Continue reading

How We Found $760 Last Week

Dismayed because our newly built and delicate basic emergency fund got hit again last month, my brilliant husband found us more than $760 that helped us get back on track. As you may know, we have started taking the Dave Ramsey Financial Freedom course. One of the first steps that he recommends is to fund the start of an emergency fund. This way, you don’t have to worry about getting into debt if an emergency should occur. The problem was, is that as soon as we funded this, it got hit for the whole amount, leaving us back to square … Continue reading

We Can Always Do Better

I remember eating lunch with a friend one time and I ordered a salad. Whether or not I am on a health kick, I always enjoy a good salad. I asked for extra dressing and while I didn’t exactly drown my salad, I had a healthy portion of it covering my greens. My friend made the comment that it did no good to have a salad if I was going to pour all that dressing on top of it. Well, I begged to differ. Wasn’t a salad with lots of dressing better than the juicy, bacon-laden, dripping with cheeseburger and … Continue reading