Search Results for: blog 5 reasons 5 months is a great age

Teen Birth Rate Hits All Time Low

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A study done by the Centers for Disease Control and Prevention (CDC) found that the number of babies being born to mothers who are teenagers is at an all time low. It has been consistently dropping for the past two decades. More research is needed to conclusively determine what caused the decrease. According to the CDC study, from 2006 to 2014, the birth rate for teens aged 15-19 years declined 41% overall. The greatest decline was for Hispanic teens (51%), followed by non-Hispanic blacks (44%), and non-Hispanic whites (35%). The birth rate ratio also declined for black teens compared with … Continue reading →

Organize Your Stockpile by Becoming a Shelf Life Expert

I’m always on the look out for good stock up opportunities. When something goes on sale, can be “purchased” for free with coupons, or is on a deep clearance, I instantly calculate how much of that item should come home with me. It is important to know how much, logically, you should stockpile of a particular item or category of items. For example: how many jars of peanut butter should be in your pantry  right now until the next great low price? How many boxes of pasta, packages of toilet paper or bottles of shampoo? it all depends on the … Continue reading →

Some Thoughts on Strollers and Baby Carriers

Over the weekend, we had some very nice weather. Even though the dirt road that we live on is muddy and full of deep ruts, I really wanted to take the boys out for a walk. Dylan really wanted me to take the double stroller out so that he could ride with his baby brother for part of our walk. I thought that it might be fun to see whether our beat up double jogging stroller (which we got from the thrift store last year) was up to the challenge. We enjoyed a wonderful walk, and since the stroller is … Continue reading →

The Best Summer Jobs by Age

Kids can learn important lessons outside of the classroom, and summer is a great time to reinforce learning in the areas of finance and managing money. In between trips to the pool or the movies, family vacations and sports camps, consider building in the opportunity for summer jobs. Here is a guideline that will help you with suggestions for the best summer jobs by age group. Junior High and Middle School Age Outside work around the home. Children this age love to be outside, so combine this love with a job doing exterior home work. There are a number of … Continue reading →

Three Reasons Why Low Interest Credit Card Transfers May Put You in Debt

Many of us seek to take advantage of those low interest credit card transfer offers. With a low interest credit card transfer offer, you can take the debt you have on one credit card and move it over to a new card that gives you a lower rate of interest. With lower interest, you will save more money, right? If your credit score is still decent, you will find yourself getting a lot of these offers in the mail. Switching from a 12 percent card to a five percent card seems like a great way to speed up your recovery … Continue reading →

Dump the Storage Unit and Get Out of Debt

According to the New York Times, the number of self-storage units in the United States is on the rise. Unfortunately, most people really don’t need self-storage units. They are usually a waste of money and can contribute to debt. Dumping the storage unit can offer you instant savings. There are very few smart reasons to have a storage unit, and the majority of these require only temporary storage. For example, if a family is moving to a new home and is temporarily renting a furnished apartment while they wait to close on the new house. Renting a self-storage unit year … Continue reading →

Top Reasons to Use an Insurance Broker

Have you ever used an insurance broker? There are so many good reasons to do so! Using an insurance broker to find a good, affordable, health insurance plan is a great idea. Here are the top reasons to go ahead and seek out the assistance of an insurance broker. Insurance brokers are experts. They know more about the current and upcoming laws, rules, and regulations that affect health insurance than you will. An insurance broker can tell you if the health insurance policy you are considering buying will not be considered to be a sufficient plan in 2014. They can … Continue reading →

My Five Month Old Daughter Part II

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At five months my baby girl reacts to various stimuli in her environment with an assortment of facial expressions. Almost anyone can illicit a smiling expression by making a funny face or a interesting sound. She also expresses curiosity, confusion, concern, fear, contentment, joy boredom, excitement, and tiredness. In five months she has learned to use body language quite effectively. If she is tired of her position whether she is sitting in her bumbo, playing on the floor, or sitting reclined in her sleep and play rocker, she has several signals that she is ready for something new. She might … Continue reading →

Lighting Your Aquarium

Aquarium enthusiasts know just how important lighting is in a tank, both for aesthetic reasons and for the health of the organisms found therein. But this article isn’t for them, it’s for people considering a fish tank habitat, and who need to know everything to consider when putting one together. Months ago I did a general overview on how to choose an aquarium, but today I’ll focus on a more specific aspect: the lighting. I’m going to limit my article today to lighting considerations for fish aquariums. Reptiles and amphibians usually need very specific types of light and that’s something … Continue reading →

Grandparents as Single Parents

Anyone will tell you that raising children alone is hard. Raising children is hard no matter how many parents live in the home. These kids did not come with an instruction manual so we are all just winging it and hoping for the best. Every day is a new challenge and sometimes I don’t feel up to it but you just have to keep moving forward. I don’t know about you, but at my age I can’t imagine starting over with little ones, especially by myself, but it happens every day. More and more grandparents are raising their grandchildren due … Continue reading →